You can earn a 15% bonus on your Available Balance from your Artisan Loan account when you use it to purchase products on the Novica.com website. At the Novica checkout, you'll be given the option to 'cash in' your new Bonus Balance, and use it towards your purchase!
Your Available Balance:
Your 15% Bonus:
Your Product Credit at Checkout:
You can use your Product Credit when you use it for retail product purchases on the Novica.com website. Your 15% Bonus does not apply to gift cards or new loans.
0% Interest for artisans.... are we crazy?! It sounds too good to be true, but this concept is only made possible by our unique ability to cut out the financial middlemen. In addition to dispatching all customer orders, our regional offices across the world can now also serve as disbursement centers for Artisan Loans, providing artisans direct access to the credit they need to grow their businesses.
Also, If we're receiving 0% funds from customers and lenders, we feel we should charge 0% to our participating artisans. Our economic incentive is for each artisan to grow their business and be successful.
You're now ready to make your first loan.
(We also just emailed you a $10 welcome gift!)
great reasons to lend:
Helping artisans succeed is a good feeling!
Helping artisans preserve ancient techniques enriches future generations.
Earn 15% bonus if you spend your repayment at Novica.com learn more
An Artisan Loan can be withdrawn or re-lent as many times as you like
Welcome to Artisan Loans!
Over the last decade, Novica has impacted many thousands of lives by connecting artisans in developing nations to the global marketplace. We now want to increase our impact and further help artisans expand their businesses by providing access to microfinance.
In a climate where the world's most challenged entrepreneurs are subjected to painfully high interest rates, we've cut out all the financial middlemen, and in true Novica fashion, we’ve taken matters into our own hands.
We are proud to have launched the first-ever microfinance website where customers can purchase products and lend money directly to artisans, with loans at 0% interest!
0% Interest.... are we crazy?! It sounds too good to be true, but this concept is only possible due to the presence of Novica offices in each of our regions. In addition to distributing all customer orders, these offices now also serve as disbursement centers for Artisan Loans, providing artisans access to the credit they need to grow their business.
We’re excited to announce a new partnership with Kiva.org that will enable us to provide a higher volume of microcredit loans to artisans around the world.
For the next 60 days, to celebrate this new partnership, please visit our NOVICA page on Kiva to support this new effort.
We thank you so much for your ongoing support and enthusiasm for Artisan Loans. Our lenders have been a blessing to so many artisans around the world - boosting their productivity and helping them to preseve their craft.